What's My
Child Benefit?
Calculate your Child Benefit payments and check if you'll need to pay the High Income Child Benefit Charge.
Family Details
You can claim for children under 16, or under 20 if they're in approved education or training
Adjusted net income is your total taxable income before personal allowances and tax reliefs, minus things like pension contributions and Gift Aid donations.
The High Income Child Benefit Charge is based on the highest individual income
Payment Summary
4-Weekly Payment
£0.00
Paid every 4 weeks on Monday or Tuesday
First Child
£26.05/week
Weekly Amount
£0.00/week
Annual Total
£0.00
Understanding Child Benefit
Current Rates
Payment Schedule
- • Paid every 4 weeks on Monday or Tuesday
- • Payments are made in arrears
- • Tax-free payments
- • Usually received within 3 working days
Key Dates
- • Claim as soon as your child is born
- • Can be backdated up to 3 months
- • Continues until age 16
- • Or until 20 if in approved education
- • Tax year runs April to April
High Income Child Benefit Charge (HICBC)
Income Threshold
Charge applies when individual income exceeds £60,000. Based on individual, not household income.
Calculation
1% of Child Benefit is paid back for every £200 of income above £60,000. Full amount paid back at £80,000.
Claim Without Receiving Payments
You can claim Child Benefit but opt out of receiving payments if affected by HICBC. This protects your:
State Pension through National Insurance credits
Child's automatic National Insurance number at 16
Eligibility for other benefits that require a Child Benefit claim
Reducing Your Adjusted Net Income
Salary Sacrifice
- • Pension contributions
- • Childcare vouchers
- • Cycle to work scheme
- • Electric car scheme
Other Deductions
- • Personal pension contributions
- • Gift Aid donations
- • Trading losses (self-employed)
Need Help Calculating Your Income?
Use our take-home pay calculator to work out your adjusted net income and see if you qualify for Child Benefit payments.
Calculate Take-Home PayUseful Resources
Official Government Links
Important Information
- Keep your personal details up to date
- Report any changes in circumstances promptly
- Consider opting out of payments if affected by HICBC
- Keep records of any Child Benefit received
Calculate Your Adjusted Net Income
Use this calculator to check if your adjusted net income is above £60,000 (when the High Income Child Benefit Charge starts) or £80,000 (when 100% of Child Benefit must be repaid).
Your Adjusted Net Income
£0