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Terms & Policies

Our terms of service, privacy policy, and cookie policy.

Terms and Conditions

These terms and conditions govern your use of our website. By accessing or using our website, you confirm your agreement to be bound by these terms in full. If you do not agree to these terms, you must not use our website.

Whatsmy.co.uk is owned and operated by Ellipsis Partners Ltd, a company registered in Scotland (Company Number SC844129), and is governed by the laws of Scotland.

The information provided on this website, including any calculations, outputs, tools or results, is for general informational and illustrative purposes only. These are based solely on user-provided inputs and do not constitute professional or financial advice of any kind.

We do not provide, and this website is not a substitute for, financial, legal, tax, or other professional advice. You should always seek advice from a qualified professional before making any decisions based on the content or outputs of this website.

By using our website, you consent to our use of cookies in accordance with our Privacy and Cookie Policy.

1. Website Access and Use

  • 1.1You do not need to register with us to use most areas of the website.
  • 1.2You may use the website for personal or business reference, provided such use is lawful and in accordance with these terms.
  • 1.3You may print or download material from the website for personal use only, provided you do not modify or reproduce it without our prior written consent.

2. Intellectual Property Rights

  • 2.1Unless otherwise stated, Ellipsis Partners Ltd or our licensors own the intellectual property rights in the website and material on the website.
  • 2.2You must not republish, sell, rent, sub-license, reproduce, duplicate, copy or otherwise exploit material from our website for a commercial purpose without our permission.

3. Acceptable Use

  • 3.1You must not use our website in any way that causes or may cause damage to the website, impairs accessibility or availability, or is unlawful, illegal, fraudulent or harmful.
  • 3.2You must not use our website to host, transmit or distribute any malicious software or conduct any automated data collection without express written consent.
  • 3.3You must ensure any information submitted through our website is accurate, lawful and not misleading.

4. User Content

  • 4.1You retain ownership of any content you submit to our site but grant us a worldwide, royalty-free licence to use, reproduce, modify and publish that content.
  • 4.2You must ensure your content complies with these terms and does not infringe third-party rights or applicable law.
  • 4.3We reserve the right to remove or edit any content submitted to the website without notice.

5. Limitations of Liability

  • 5.1We do not guarantee the accuracy, completeness or timeliness of the content on the website. Calculations and estimates should not be considered financial advice.
  • 5.2We will not be liable for any loss or damage arising out of your use of the website, including any inaccuracies or omissions in content or unavailability of the website.
  • 5.3Nothing in these terms limits liability for death or personal injury caused by negligence or for fraud.

6. Indemnity

  • 6.1You agree to indemnify us against all losses, damages, costs, liabilities and expenses incurred as a result of your breach of these terms or your use of the website.

7. Third-Party Links and Content

  • 7.1Our website may include links to third-party websites. We are not responsible for the content or availability of these websites.
  • 7.2Inclusion of any link does not imply endorsement.

8. Changes to Terms

  • 8.1We may revise these terms from time to time. The latest version will be published on this website. Your continued use of the site will be deemed acceptance of the updated terms.

9. Law and Jurisdiction

  • 9.1These terms shall be governed by and construed in accordance with the laws of Scotland.
  • 9.2Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the Scottish courts.

10. Our Details

  • 10.1Whatsmy.co.uk is owned and operated by Ellipsis Partners Ltd, registered in Scotland with Company Number SC844129.
  • 10.2You may contact us through the contact information available on our website.

Last Updated: 17 April 2025