Student Loan Calculator
What's My Student Loan?
See exactly how long it takes to repay your UK student loan, how much interest you'll pay, and whether it gets written off — with both current interest rates and the announced September 2026 changes.
Loan Details
Select Your Repayment Plan
England & Wales starters from September 2012 to July 2023.
Plan 2
2012–2023 • loading plan details
0 years remaining until write-off.
£
£
With one loan, extra payments go straight to that balance. If you switch on multiple loans, this calculator applies your overpayment to the highest-interest active loan first, then moves on once that balance is cleared.
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Want to See Your Full Take-Home Pay?
Use our take-home pay calculator to see your net salary after tax, National Insurance, student loan repayments, and other deductions.
Calculate Take-Home PayRelated guide
Make sense of plans, thresholds and write-offs
Use the student loan guide to understand plan types, interest rules, repayment thresholds and what write-off really means.